As a doctor, your working life is devoted to helping other people. Your retirement will be an opportunity to spend time doing the things that you enjoy so it makes sense to plan ahead to give yourself financial security in later life.
If you are just starting out in your professional career, retirement may seem a long way off but the reality is that it is never too soon to start your retirement planning.
Alongside your occupational pension arrangements, it makes sense to invest for your future with your own personal pension savings.
Our In-house Independent Financial Adviser (IFA) colleagues can help put in place bespoke pension arrangements, then review these on a regular basis to take into account any changes in your circumstances and ensure your current provision is on track to reach your financial objectives.
We can advise on issues such as the lifetime pensions allowance and the greater flexibility in accessing defined contribution pension pots that will take effect from April 2015, to assist you in making informed decisions about the best way forward.
In advising you, we draw on our expert understanding of historic and existing NHS pension schemes and the new scheme that will be introduced from April 2015.
However you plan to spend your retirement, maximising your income is a key priority so in creating a balanced retirement fund, our IFAs can also provide advice on ISAs and other savings and a wide range of other investment options.
To find out more about Haslers’ East London and Essex-based chartered accountancy, tax and business advisory services for doctors, or to arrange a free financial health check, please contact us.